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RPaxLoan (rpaxloan.top) is a financial comparison tool designed for the Philippine market. We evaluate and list reputable loan providers, giving you a clear overview so you can choose the best financial product for your needs.

NO. RPaxLoan (rpaxloan.top) does not issue loans or act as a financial institution. We are purely an online directory and comparison service that connects borrowers with licensed lenders.

NO COST INVOLVED. You can utilize the resources and comparisons on RPaxLoan for completely free. We do not deduct or charge any fees from our users.

Anyone can browse our site, but to apply for loans from our partners, you generally need to be a Filipino citizen, at least 18 years old, holding a valid ID. Our partners will verify these details during your application.

No. RPaxLoan is not part of the lender’s operations or collection processes. However, we only list SEC-registered partners. Any illegal collection practices should be reported directly to the SEC or proper authorities.

The rates on RPaxLoan are standard examples provided by the lenders. The actual rate you receive is customized by the lender based on your personal credit evaluation.

Failure to pay on time incurs late fees and damages your credit score with the CIC, which can block you from future loans. RPaxLoan always reminds users to practice responsible borrowing.